We Provide End-to-end Solution
End-to-end loan settlement,handled with care.
From the first conversation with a creditor to the final No Dues
Certificate, our team manages every step. You focus on
rebuilding. We handle the rest.
Loan Settlement
We negotiate directly with
banks and NBFCs to settle
unsecured loans at reduced
amounts, under the RBI’s One-
Time Settlement framework. business is the right choice for them.
Harassment Protection
Our legal team intervenes
against recovery agents
violating the Fair Practices Code
— workplace calls, family
contact, threats, or after-hours
pressure. business is the right choice for them.
Legal Representation
From drafting settlement letters
to responding to legal notices,
you are represented by qualified
professionals at every stage of
the process. business is the right choice for them.
Financial Counselling
A free 30-minute confidential
consultation to understand your
situation, options, and the path
forward. No fee. No obligation.
No judgment.
Loan Consolidation
For multi-creditor cases, we
structure a coordinated strategy
across all lenders — prioritising
what to settle, restructure, or
pay down.
Credit Score Recovery
After settlement, we guide you
through the 12 to 24 month
CIBIL recovery process —
secured credit, payment
discipline, and timeline
planning.
ZeroDues
FAQ
What is debt settlement, and how does it work?
Debt settlement is a process where we negotiate with your creditors to reduce the total amount of debt you owe. We handle the negotiations, and once an agreement is reached, you pay a lump sum to settle the debt for less than what you owe.
How long does the debt settlement process take?
The length of the settlement process depends on your specific situation and the number of creditors involved. Generally, it can take anywhere from a few months to a year to reach a resolution. Our team keeps you updated every step of the way.
Will debt settlement affect my credit score?
Debt settlement can have an impact on your credit score, especially in the short term. However, it is a positive step toward financial recovery and will allow you to rebuild your credit over time. We also provide guidance on improving your credit score after settlement.
How do I get started with Zerodues?
Getting started is simple! Contact us for a free consultation, where we’ll assess your debts and discuss your options. From there, we’ll develop a personalized debt settlement plan and guide you through the entire process.
. How much will it cost to use Zerodues’s services?
Our pricing is transparent with no hidden fees. The cost of our services depends on the amount of debt you’re settling and the complexity of your case. Contact us for a personalized quote after a free consultation.
What types of debts can Zerodues help me with?
We specialize in settling unsecured debts, including credit card debt, personal loans, medical bills, payday loans, and more. We can help you negotiate with most types of creditors..
Can zerodues stop creditor harassment?
Yes! As part of our services, we work to stop harassment from creditors and debt collectors. Once we start the settlement process, we handle all communications with your creditors.
Is debt settlement the right solution for me?
Debt settlement is a good option if you are struggling to keep up with debt payments, facing creditor harassment, or unable to pay off your debts in full. Our team will assess your situation and help you determine if settlement is the best solution for your specific needs.
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